Petersons Senior Health Insurance

           An Independent Agency          Where YOUR Needs Are Number 1

Darrell Peterson & Associates

Elisabeth Cardoso, Sabrina Wade

 Lisa & Delaney Sallee


"Service After The Sale"




Helping You Make Sense Of The Confusing World Of Medicare

 We are eastern Iowan's ONE STOP SHOP for signing up for SOCIAL SECURITY, Medicare & Medicare Plans, including Medicare Advantage, Medicare Supplement & Medicare prescription drug plans & Other Insurance Products


We represent the majority of the major carriers in this market. A Few are listed below

Medical Associates
                                                                                       No matter what type of insurance you are looking for, our wide range of insurance services                                                                                           allows us to help seniors find the right medicare coverage and health insurance for their needs.
To find out more about the many insurance options available, don't wait, call us today at 319-373-5169.
Couple discussing with their insurance - senior insurance in Marion, IA

Making an informed decision is important but is not always easy. Since 1989, I (Darrell Peterson) have focused primarily on meeting the insurance needs of Medicare Beneficiaries. We will walk you through everything, step by step, and when you have questions, we'll happily go into more detail for you. We can even assist you with signing up for Medicare & or Social Security Benefits. 

Peterson's Senior Health Insurance is an
independent insurance agency  serving the senior market in Eastern Iowa.  At our office in Marion, IA or your home our clients receive the finest service and care from our agency and staff members

 

  • Assistance signing up for Social Security Benefits
  • Assistance signing up for Medicare Part A & Part B
  • Medicare Advantage Plans
  • Medicare Supplement Insurance
  • Part D Prescription Drug Plans
  • Individual Healthcare Plans (ACA or Obamacare Plans)
  • Dental Plans
  • Vision Plans
  • Final Expense
  • Life Insurance
  • Annuities
  • Long Term Care Insurance

 

                               We Offer Office Appointments, In Home Appointments & Phone Appointments



Why are there so many commercials and mailings about Medicare Part C of Medicare and money back to your social security?


These commercials are running year round because of several reasons including the special enrollment period for some people and some plans that is going on now. Many people can change their plans if they feel it is warranted. We used to only be able to make certain changes for our clients insurance during October, November & December. This year there are a couple of "5 Star" (highly rated) Medicare plans and we can write these plans all year long instead of just in the fall as in previous years. There are far more enrollment period opportunities out there now than there ever has been.


My office receives calls almost every day from our clients asking about all of the phone calls, TV & radio commercials about Medicare Part C, money back on your social security check, extra benefits from medicare, including dental, vision, hearing, gym memberships, prescription coverage, over the counter items and more.  Unfortunately if you call one of these commercials, most of them will convince you that if you have a given company for your health insurance that another company will be better. While many do a good job for Medicare Beneficiaries, i have had several clients call me to let me know they found something better only to find out that their coverage with our agency was in fact the best value for their current needs. Some of the time, i'm able to put people back where they need to be, but sometimes we have to wait until the next Medicare Annual Enrollment Period. These out of town and out of state agencies have far less to offer than your local agency does and again, unfortunately many times do not have your best interests in mind. If you feel this has happened to you, please give us a call and we'll see how to get you back to where you should be as soon as possible.


Unfortunately many people believe they are calling Medicare when they reach out to the phone number for these commercials when in fact you will most likely be speaking to an insurance agent in another part of the country who is not familiar with ALL of the plans available here in Iowa.


Before making a call to an agent over the phone that you will most likely never talk to again, if you have questions or concerns about your Medicare plans, please give us your local Medicare plan agency a call and we will make sure you are matched with the plan that best suits your wants and needs. We have several licensed agents and staff members in our office to assist you.


Exactly what is this money back to your social security check that commercials relentlessly advertise today?


Unfortunately these advertisers embellish too much, however there are some cases where one can be on a plan where there is money added back to your social security for example if you do not need prescription drug coverage because you rely on the Veterans Administration or maybe your previous employer has a prescription drug plan that you can continue once you retire. Another reason could be if you are very low income and qualify for Medicaid, but have never applied. If you are in fact eligible for Medicaid, it is possible to get your part b premium deduction from your social security check waived. Again, if you are not sure what you are entitled to, please give our agency a call and we will meet with you and make sure you are getting all the benefits you are entitled to.


      Very Important Notice for everyone who is on a "Plan F" Medicare Supplement Policy


You may or may not know that "Plan F" the most popular medicare supplement policy up until a few years ago is no longer available to people aging into medicare or going on medicare disability.  While this may sound disturbing it is a actually great news for you as a policyholder. Why is this great news? The Plan "G" is the New Plan "F" as far as the most popular plan written today. Why is this changing? Plan "F" used to be the most popular plan to have as a medicare supplement policy, the Plan "G" is almost always more cost effective than the plan "F". While Plan "F" does pay your Medicare Part B Deductible, currently $233.00 per calendar year, the difference in premium from a Plan "G" to a Plan "F" is almost always more and in many cases, one can save $100.00 to $300.00 per year and many times much more by moving to a Plan "G" & paying your own Medicare Part B Deductible. There are cases where one can save $400 to $500 per year by paying your own Medicare Part B Deductible. Please give us a call for a no obligation comparison. It doesn't cost you a penny to get the facts which could possibly save you hundreds of dollars per year. 319-373-5169 or 800-257-3692. It doesn't matter which company that you currently have. We have contracts with all of the major players in this market.

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